Pune, 20th July 2026: Cyber Police have uncovered five cyber fraud cases through financial transaction analysis on the Central government's Samnvay portal. The investigation revealed that fraudsters opened bank accounts in their own names and used them as mule accounts to receive money from cybercrime victims before quickly transferring the funds to several other accounts.
The investigation has so far exposed cyber frauds worth ₹3.60 crore, affecting victims from different parts of the country. Based on the findings, separate cases have been registered at Mundhwa, Fursungi, Kalepadal, Airport and Kharadi police stations.
According to police, the Mundhwa police station case revealed that a Yes Bank account was used to facilitate cyber fraud involving ₹43.01 lakh collected from victims across India.
In another case registered at Fursungi police station, investigators found that ₹34 lakh had been deposited into a Kotak Mahindra Bank account before being transferred to multiple other accounts.
The Kalepadal police station investigation detected suspicious transactions worth ₹46 lakh through an ICICI Bank account. Meanwhile, police found that an account under the Airport police station limits had been used to route nearly ₹1.20 crore linked to cyber fraud.
The Kharadi police station case further exposed transactions connected to ₹3.60 crore in cyber fraud through a Bank of Baroda account, affecting seven victims across the country.
Police said the breakthrough came after analysing the financial transaction chain, or money trail, on the Samnvay portal. Once suspicious bank accounts were identified, investigators traced the movement of funds and registered separate criminal cases against the account holders.
In cyber fraud complaints, victims usually provide details of the bank account where they transferred the money. These accounts are often used as mule accounts, where stolen funds are first deposited and then immediately transferred across multiple accounts, making it difficult to trace the masterminds.
After a complaint is filed, the suspected bank accounts are frozen. Authorities then verify the account holder's identity, address and mobile number before sharing the details with police in the relevant states for further investigation.
The Samnvay portal has been developed under the Indian Cyber Crime Coordination Centre (I4C) of the Central government. It helps law enforcement agencies analyse bank transactions, suspicious accounts, mobile numbers, IP addresses and money trails linked to cybercrime.
The platform enables police forces across different states to coordinate investigations and trace accounts used in cyber fraud, even when the account is opened in one state and used to commit fraud elsewhere. This significantly improves the ability of investigators to track financial networks and take legal action against those involved.
