Tata Capital's stock price remained unchanged following a subdued entry into the Indian stock market today. The non-banking finance company (NBFC) had its IPO listing scheduled for today, October 13, 2025, with shares being listed on both the BSE and NSE.
Tata Capital shares were listed at ₹330 apiece on BSE and NSE, a minor premium of 1.23% over the issue price of ₹326 per share. India’s largest IPO of 2025 Tata Capital IPO was open from October 6 to 8 and received muted demand from investors.
Tata Capital's shares were listed today, aligning with market expectations as suggested by grey market trends. Prior to the listing, the grey market premium (GMP) for Tata Capital's IPO fell to ₹6 per share, indicating a listing premium of approximately 2% above the IPO price.
Experts advise investors:
Should one consider buying, selling, or holding onto Tata Capital shares after they are listed?
Prashanth Tapse, the Senior Vice President of Research at Mehta Equities, noted that the Tata Capital IPO listing aligned with expectations, given the low subscription interest and the cautious sentiment among investors.
Although the valuations seem fair relative to its publicly traded counterparts, the Tata Capital IPO did not attract significant interest. With Tata Capital's solid brand reputation under the Tata Group, its varied business model, and strong presence in retail, corporate, and housing finance sectors, it presents an attractive long-term opportunity in India's growing financial services market. Tata Capital offers investors a reliable and scalable way to engage in the broader growth cycle of non-banking financial companies, according to Tapse.
He recommends that investors who have received Tata Capital shares hold onto them for the long term, highlighting the company's fundamental strengths and growth potential, even while recognizing short-term market risks. For those who haven't been allocated shares, he suggests adopting a 'Wait and Watch' approach monitor the stock post-listing and consider purchasing if there is a notable decline.
Shivani Nyati, the Head of Wealth at Swastika Investmart Ltd., observed that Tata Capital maintains solid fundamentals with consistent growth and robust backing, yet the valuations are considered fair, offering limited potential for excitement on the day of listing.
Looking forward, investors might think about securing some profits close to the listing prices while retaining a portion of their shares for the long haul, given the company's promising growth potential in India's burgeoning financial services industry. Nyati suggested setting a stop-loss at approximately ₹300 to safeguard against short-term downside risk.
Investors who acquired Tata Capital shares during the IPO should contemplate holding them for the long term, according to Master Trust Group. On the other hand, individuals who missed out on the IPO can consider buying when the share price decreases.
Kotak Mahindra Capital Co. Ltd. is serving as the lead manager for the book running, while MUFG Intime India Pvt. Ltd. is acting as the registrar for the Tata Capital IPO.
At 15:12 PM, Tata Capital share price was trading at ₹330 apiece on the BSE, up 0.02% from its listing price, and up 1.23% from its issue price.